Category Archives: Bad Credit Credit Cards

Credit cards have replaced dogs as a person’s best friend. They are easy to get, reliable, flexible, easy to carry what else can I say in their favour? One of the best financial inventions of all times, and certainly the most popular by far. But you know what they say, easy come, easy go. It is a piece of cake to get caught up in the excitement of a shopping spree and overspend. What is ugli......
These days, getting a refinance loan is improved for the average person because of the numerous ‘sub prime’ lenders that are out there at present. These subprime lenders desire to give you a superior offer for the reason that they want to effectively compete with all the extra major banks and lenders previously established. Also, the established credit organizations are trying to......
Credit cards are no more a luxury, they are just about a prerequisite. So, you would imagine lots of folk going for credit cards. In fact, a large amount of folks posses more than one credit cards. So, the credit card industry is growing by jumps and bounds. However, the credit card industry and credit card holders are posed with a huge problem called ‘Credit Card Debt’. In order......
A poor credit credit card is one that does not have difficult approval requirements. Different types include unsecured, secured, shopping, and prepaid credit cards. An unsecured card is where you will be extended a line of credit. These cards will often come with some high fees ranging from $150 – $200. Unfortunately with a low credit score all of these cards will have some fees; howev......
We all should know that good credit is a “must have.” However, if you have recently been shocked to see your bank statement, credit card bills, don’t seem to have enough cash to manage all your obligations, or been denied credit, it’s time to examine your financial situation. Even if you feel paralyzed by fear about seeing your financial history in black and white, yo......
Credit score is among those crucial things which aid in determining an individual’s financial status. It also helps in determining subsequently the ability of the person acquire external monetary assistance in need and in getting approved for credit cards. A lot of factors are there which negatively contribute in destroying a person’s credit report. When one suspects that the credit rating i......
You can make credit work for you during times of a financial crisis, and it is prudent to look around at all that is offered. Take advantage of any rebates or incentives offered by a lender at any given time. Taking out a loan or getting a new credit card is often preferable to pawning your best assets for cash, but make sure the loan or credit you apply for is affordable to you, and the r......
Most people go through rough financial times. If you have gone through one and have recovered or are in the process of recovery, one of the things you may be looking at is buying a new car. You know that your financial position is such that you can now afford it. But your credit history may still be working against you. The finance company has no choice but to look at your car loan applicati......
Do you really know the purpose of your credit score? Most people know they have a credit score and have some vague idea that it some kind of indicator about their credit but unfortunately that is where the knowledge stops with the vast majority of folks. For as important as your credit score is for a wide variety of things in your daily life, which extends far beyond just your ability to get......
It is common knowledge that bad credit means higher interest rates. If you have had a history of being late on your monthly bills, are running a large balance on your credit cards, or maybe even have filed for bankruptcy, your credit score has suffered. When you apply for a new car loan or need to re-finance your mortgage, your lender looks at your credit report, sees the low FICO score, and......
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